9 Best WooCommerce Payment Gateways in WordPress

Running an online store is not easy and takes a lot of effort and aspects to complete and manage. If you own an ecommerce store and you are looking for the best payment gateway for WordPress then you are at the right place. As an owner of the store, you are responsible for making the customer satisfied and happy.

Choose the right payment gateway for WooCommerce to ensure stability, sustainability, and positive long-term impact on your business. The right and secured payment gateway will extend your customer base which will boost the conversion rate. This way, you will be able to increase the revenue growth as a business owner.

This blog lists the top 9 payment gateways for WooCommerce in WordPress to make payment processing easier for customers.

Importance of having multiple payment gateways

In the very beginning of the online and ecommerce era, the first payment was made by a credit card. After that, the types of online payments started evolving. Back then, not everyone had a credit card, so they introduced bank transfers. But soon people realized that bank transfer is also a hassle.

Then came the third-party transactions and thus payment gateways were introduced. In third-party payment gateways, the customer can drop the payment at any point in time. There would be no consequences if you leave the payment without completing it.

A customer wants a simple process while scrolling on the website. When the customer has gone through all the hard work of choosing the product and finalizing it. He comes across the final payment part which they may not find smooth. To save the error from happening, WooCommerce payment gateway integration should be done correctly.

Your website will be able to accept online payments with ease or else, the customer will visit another website. To save yourself from such embarrassment, you should offer the top WordPress payment processing options.

What Factors to Consider Before Choosing the Best WooCommerce Payment Plugin?

Before choosing the best WordPress payment gateway, think about 4 things for a smooth transaction. The 4 consideration points are:

  • Transaction Fees – Assess the fees charged per transaction by different gateways, including setup costs and ongoing charges.
  • Available Regions – By this, you will be able to determine the regions supported by the payment gateway. This will ensure compatibility with the target audience.
  • Currency – The payment gateway should accept credit cards and other methods like PayPal, Stripe, and Square at the checkout process.
  • Security – For your WordPress site, select gateways that offer fraud detection, encryption, and protection of customer data.

Detailed Overview of 9 Best WooCommerce Payment Gateways

As we know, WordPress allows multiple payment options. There are a few options that have gained worldwide recognition for all types of online businesses. Each payment method differs in policies, transaction fees, features, and more. Let’s find out which is better for your business.

PayPal

WordPress PayPal is a top redirect payment gateway used worldwide, known for being easy to use and widely accepted. Its seamless integration with ecommerce platforms, including WordPress, makes it the preferred choice for merchants. With just a few clicks, transactions become effortless, requiring only a PayPal account. Before starting, you have to install the WordPress PayPal plugin

Operating in over 200 countries with 425 million active users, PayPal’s extensive reach is undeniable. However, certain countries may face restrictions. It’s crucial to verify availability in your region and customer support.

Notably, PayPal imposes no setup or annual maintenance fees, enhancing its appeal for WordPress users seeking efficient payment solutions. WordPress PayPal integration is easy and can be done by anyone.

  • Transaction Fees – 2.9%+$0.30 for every card transaction and 1.5% additional charge on international payments.
  • Regions Available – Available in 200+ countries
  • Currency – Allows payments in 25 countries.
  • Security – PayPal is a PCI Compliant.

Stripe

Stripe for WordPress is popular among all payment methods. Apart from accepting credit and debit cards, it supports Google Pay, Ali Pay, and Apple Pay. It ensures a seamless checkout experience by enabling transactions without redirecting customers to external pages.

Moreover, Stripe caters to the mobile-centric market, functioning smoothly across desktop and mobile platforms. Its WordPress plugin for Stripe allows for easy integration of payment forms directly into websites.

  • Transaction Fees – 2.9%+$0.30 for every card transaction and 1% additional charge on international payments.
  • Regions Available – Available in 40+ countries, mostly from Europe and North America.
  • Currency – Allows payments in 135+ countries.
  • Security – PCI Compliant for customer data protection.

Authorize.Net

Authorize.net is a popular WooCommerce payment gateway trusted by 445,000 merchants globally, particularly in the USA, UK, Canada, Europe, and Australia. It offers seamless checkout experiences, accepting various payment methods like credit cards, Apple Pay, PayPal, and E-Check.

Integration with WooCommerce allows customers to save their payment details for swift future transactions. However, to utilize Authorize.net, merchants must have a merchant account.

Moreover, it supports recurring billing for subscription-based services and memberships. This gateway makes WordPress websites with WooCommerce stores more efficient. Allowing for secure and easy payment collection for products and services.

  • Transaction Fees – Monthly Fees are $25 and per transaction is 2.9% + $0.30
  • Regions Available – Currently in the US, UK Australia, Canada, and Europe.
  • Currency – Allows payments in 13 countries.
  • Security – Use SSL and PSL for data encryption and are PCI DSS certified.

Square

The Square is a valuable ecommerce payment solution for businesses in the US, Canada, Japan, Australia, and the UK. This mode is for small online businesses with physical outlets and varied selling options. It offers robust tracking and shipping features for physical stores, including in-person pickup.

The WooCommerce Square extension seamlessly integrates products between the website and Square account, enabling easy synchronization and management. With features like automatic product integration and compatibility with WooCommerce, Square streamlines the collection of payments and enhances the online shopping experience.

  • Transaction Fees – Variable for each country. 2.6% + $0.10 for in person process and 2.9% + $0.30 for online.
  • Regions Available – Currently in the US, UK, Canada, Australia, and Japan.
  • Currency – Supports USD, CAD, AUD, GBP, EUR, JPY, SGD, and CHF.
  • Security – PCI DSS Compliant with end-to-end encryption.

Amazon Pay

Amazon Pay enables customers to make payments using their Amazon accounts. This only requires their email address and password for authentication. The setup process is on the settings page, with no additional conditions beyond installing and activate an Amazon account. Users benefit from streamlined payment processing, as they do not need to input payment details on external websites.

You can buy and sell on the platform using either a credit card or direct debit. Sellers pay a small fee per transaction, similar to PayPal, around 1.9% plus 35 cents. This integration enhances convenience and security for both merchants and customers, fostering seamless transactions.

  • Transaction Fees – Using Amazon Pay for US transactions costs 2.9% + $0.30, plus any taxes that apply.
  • Regions Available – Italy, Ireland, Spain, Luxembourg, USA, UK, Germany, France, Sweden, Switzerland, Portugal, Austria, Belgium, Cyprus, Netherlands, Hungary, Japan, and Denmark.
  • Currency – Supports AUD, GBP, DKK, EUR, HKD, JPY, NZD, NOK, ZAR, SEK, CHF, and USD.
  • Security – SSL TLS certified

Braintree

Braintree is a payment service started in 2007. It helps businesses accept payments online easily. It solves the problem of splitting payments between multiple sellers. Braintree keeps your data safe and follows security standards.

It also has a system to detect and prevent fraud. You can switch to Braintree whenever you want, and you own your data. It accepts over 135 currencies and offers features like recurring payments, detailed reports, and splitting payments between sellers.

  • Transaction Fees – Each transaction costs 2.9% + $0.30.
  • Regions Available – Available in 45+ countries.
  • Currency – Supports 135+ currencies.
  • Security – PCI compliant

Verifone (Formerly 2Checkout)

Verifone, previously known as 2Checkout, offers solutions for online stores to run smoothly. Its payment gateway is popular among online merchants, allowing them to accept payments from buyers worldwide. It operates in over 200 countries and accepts major credit cards like Visa, Mastercard, and others, including PayPal.

The gateway integrates with various carts like Shopify and WooCommerce using a powerful API. It works well on mobile devices and can be customized to match your brand’s design.

  • Transaction Fees – For every successful sale it charges 3.5% + $0.35
  • Regions Available – Accepts payment from 200+ countries
  • Currency – Accepts 100+ currencies
  • Security – Global PCI P2PE Listed Facility

PayFast

PayFast is a payment gateway from South Africa but is also used in some nearby countries. It works with WooCommerce. Setting up PayFast is easy. You just need to change the currency to South African rands.

You don’t have to go through a long sign-up process like with other gateways. PayFast supports subscriptions and recurring payments. However, these payments are managed by WooCommerce, not PayFast directly. This process is called tokenized billing.

  • Transaction Fees – 3.2% + R2.00 per credit card transaction
  • Regions Available – Namibia, Mozambique, Zambia, Zimbabwe, Lesotho, Botswana, Swaziland, and South Africa
  • Currency – All credit and debit cards, contactless, digital, and EFT support
  • Security – PCI Compliant

WorldPay

Worldpay’s payment gateway enables small businesses to accept credit card payments securely and seamlessly. WorldPay does not need an SSL certificate. It manages the back-end process, offering an affordable solution for merchants to accept major credit and debit cards.

After making a purchase, the customers are directed to Worldpay for payment processing. After this merchants receive notifications and customers are redirected back to the website’s thank you page.

  • Transaction Fees – 2.75% + £0.20 for every transaction
  • Regions Available – Accept all regions
  • Currency – Accepts all currencies
  • Security – X509v3 certificate

Conclusion: Choosing the right payment gateway for your store

Selecting the ideal payment gateway for your online store is crucial for ensuring smooth transactions and customer satisfaction. You can make an informed decision that aligns with your business needs and goals. The helping factors are transaction fees, available regions, currency support, and security measures.

Remember to prioritize user experience and convenience to enhance customer trust and loyalty. This will ultimately drive the success of your ecommerce venture.

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